Ok so the point of the blog is not to write on political ideology or opinions but since I do mainly focus on my health when I write, it is necessary to give my thoughts on the sweeping healthcare reform signed by President Obama on Tuesday.
First, let me say this; no matter what your political affiliation or ideology is, it is a widely acccepted fact that our health care system in the United States is severly broken. The only question or conflict is how to fix it. I believe our fundamental flaws with the current system can be summed up in about 3 points.
1. Over-inflated cost of healthcare.
This seems to be obvious. Has anyone gotten a bill from a hospital lately or from a doctor's office after after having a procedure? The cost of care is out of this word. As an example, I had a simple CT Scan with contrast performed about a month ago. The total cost of the scan and the room I occupied at UK hospital for 4 hours was over $3,000! Another example, I had a lung function test around the same time period and was billed $2,400 for that procedure. Now I won't have to pay that entire amount because thankfully I have insurance that will cover a big chunk of the cost but think about people who do not have this privilage. I have even recieved bills for tylenol that I recieved during impatient care that totaled $100 or more for just a few doses!
2. The cost of Mal-Practice Insurance Coverage
This one coincides with my previous point. One of the main reasons that health care is so expensive is because doctors must carry mal-practice insurance with premiums that skyrocket in the tens of thousand per year. This is because many patients sue doctors over unfavorable outcomes during treatments or surgeries that they knew were risky to begin with. Tort reform in this area making it more difficult to sue doctors is a necessary step to decreasing the cost of care.
3. Insurance Company Polices
Finally, the largest disfunction in our system is the Insurance companies. Currently, a company can cap your lifetime benefit leaving someone with a terminal illness with medical bills that must be paid by the estate or by loved ones simply because the care that was paid for by the insurance company exceeded the limit. Another flaw of the insurance companies is exluding people based on pre-existing conditions.
The reform signed by our President will allow people to get the medical coverage they deserve at a price that is reasonable. Still, much work needs to be done with revamping tort reform and the skyrocketing cost of medical care. Luckily, I have good insurance that takes care of my needs. Even with my insurance I am faced with very high out of pocket costs that I still am not sure how I am going to pay. I know that God will provide a way, he always does but think of the people who must file bankruptcy because they were unlucky enough to be diagnosed with a horrible condition? This is unexcusable.
Ok, I think I am done with the political stuff for now. Again, my blog will never be about politics and will mainly focus on my health but I did want to address this.
On another note, Im still feeling well although I have been having trouble sleeping recently (probably from the crazy high doses of steroids im on). Please continue to keep me in your prayers, as I will keep you all in mine.
Kyle
Thursday, March 25, 2010
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment